Terms of Service

Last updated: November 28, 2024

1. Agreement to Terms

By accessing and using the services provided by khrole ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our services.

2. Use of Services

Our services are intended for educational and informational purposes. When using our services, you agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Not use our services for any illegal or unauthorized purpose
  • Not interfere with or disrupt the services or servers
  • Comply with all applicable laws and regulations

3. Educational Services

The educational content and financial literacy programs provided by khrole are for general educational purposes only. They do not constitute financial advice, and should not be relied upon as such. You should seek independent financial advice before making any financial decisions.

4. Intellectual Property

The content, features, and functionality of our services are owned by khrole and are protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without our express written permission.

5. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of these Terms, which may result in immediate termination of your account.

You are responsible for safeguarding your account password and for any activities or actions under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

6. Payment Terms

Certain services may require payment. By purchasing our services, you agree to:

  • Pay all fees associated with your selected services
  • Provide accurate and complete payment information
  • Pay all applicable taxes
  • Comply with our refund and cancellation policies

7. Limitation of Liability

To the maximum extent permitted by law, khrole shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our services
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any interruption or cessation of transmission to or from our services
  • Any errors or omissions in any content

8. Disclaimer

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, timely, secure, or error-free.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Latvia, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use our services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: